Baltimore Mortgage Fraud Defense Lawyer

Due in part to the collapse of the subprime mortgage market, mortgage fraud investigations on the part of state and federal law enforcement dramatically increased. As a result, brokers, settlement agents, real estate agents, appraisers, underwriters, straw buyers, and real estate investors have all come under increased scrutiny. Innocent people may find themselves under indictment after prosecutors sometimes improperly determine they were a knowing party to a fraudulent home sale, loan application, or real estate investment.

Baltimore mortgage fraud defense lawyers at Nathans & Ripke LLP have considerable experience navigating the legal complexities and successfully defending individuals investigated or charged with fraud. We leverage the expertise of investigators, underwriters, appraisers, and forensic accountants in formulating a compelling defense against mortgage fraud charges. We also carefully scrutinize original loan applications and settlement documents, the underwriting principles used, and the work product of appraisers to identify weaknesses in investigators theories that are often based on unreliable circumstantial evidence.

Proven Criminal Defense Strategies in Baltimore

Our attorneys and our firm have received national praise for outstanding criminal defense representation. Regardless of whether you're under investigation or have already been arrested, contact the mortgage fraud attorneys at Nathans & Ripke LLP today to schedule a confidential consultation to discuss your case.

Defending Against Various Mortgage Fraud Allegations

Our attorneys represent clients facing mortgage fraud charges involving:

  • Fraudulent loan applications
  • Failure to disclose primary residence
  • House flipping
  • Departures from standard underwriting principles
  • Illegal actions as a straw buyer
  • Fraudulent home or other real estate property appraisals
  • Embezzlement of escrow funds
  • Foreclosure reversal/rescue schemes
  • Fictitious or subpar home improvements
  • Kickbacks to owners or brokers
  • Sellers and/or others putting up money supposedly from buyers

Identifying the True Culprits in Mortgage Fraud Cases

In the vast majority of mortgage fraud cases, investigators discover that an applicant's reported assets, income, or job information on a loan application has been falsified. In cases involving house flipping, a loan application may not accurately report the buyer-in-interest or the source of a down payment. Unwary people are often misled by mortgage brokers, sellers, relatives, or business partners and unknowingly participate in these fraudulent real estate transactions.

However, in order to convict someone of real estate fraud, prosecutors must prove the accused knowingly acted in a fraudulent manner. By interviewing eyewitnesses, underwriters, bank managers, appraisers, and others, we can often demonstrate that our client was misled or unaware that they were a party to mortgage fraud. This may be as simple as recovering a bank's internal memos or as complicated as deciphering the underwriting codes used by a bank.

Get Immediate Help from Baltimore's Mortgage Fraud Defense Team

If contacted early enough, our office may be able to redirect or preempt further investigation. If investigators can be assured that you did not knowingly support or engage in mortgage fraud, they may focus their investigation elsewhere.

For more information regarding our practice and how we can help you, call (410) 783-0272 today.

Top Tier Firm Devoted to Complex Cases

  • Leadership Positions

    Members of our firm have held leadership positions, including Chair of the American Bar Association White Collar Subcommittee on Federal Sentencing & the American Bar Association Subcommittee on Forfeiture.

  • Knowledge & Experience

    With nearly 100 years of combined experience and insights into complex federal and white collar criminal defense.

  • Honors & Accolades

    Attorneys at Nathans & Ripke LLP have been recognized by Best Lawyers® as the Best Criminal Defense Attorney for Baltimore in 2015, the Best White Collar Criminal Defense Lawyer for Baltimore in 2021, and the Best Lawyers in America® 2008-2021.

Schedule a Confidential Consultation

    • Please enter your name.
    • This isn't a valid phone number.
    • Please enter your email address.
      This isn't a valid email address.
    • Please make a selection.
    • Please enter a message.
Put Us On Your Side